1) I have great credit and want a direct loan for a private purchase or to "Pay Cash" at a dealership.
"No problem! If you have excellent credit, you may qualify for a direct loan. Just apply now, and if approved, you could be in your new car the same day.
2) I do not have excellent credit... how can TheCreditbuilder.ca help me?
Almost 80% of all adults have at least one black mark on their credit report. We believe that everyone deserves a second chance.Bad things happen to good people...we see it all the time. We have thousands of new and used vehicles available and are experts in getting you the financing you deserve.
3) I need a second car with a low monthly payment. Can I find a late model car that will have a low monthly payment?
Yes. TheCreditbuilders.com has access to great dependable cars with finance programs that can keep your monthly payments low!
4) Is the information that I submit on TheCreditbuilder.ca secure?
Absolutely! Our web site uses a secure connection so your information is always very secure and direct to our credit analysis.
5) What will my interest rate be?
Your interest rate is influenced by several factors; whether the car you want is new or used, the amount of your down payment, your credit history, and the term of your loan. Your credit specialist will explain to you the details.
6) How long does the process take?
Thecreditbuilder.ca will contact you within 48 hours of you submitting your application.
7) My credit rating is not great. I have had some problems. Can Thecreditbuilder.ca help me too?
Yes. Thecreditbuilder.ca and our lenders will help you work through your past problems. We are experts at arranging financing for a vehicle that you want and that fits your budget.
8) Are there any fees with Thecreditbuilder.ca?
There are no servicing fees for this service.
9) Will it help if I have a co-signer?
A co-signer is an excellent way to help you get approved at a lower interest rate.
10) Do bad credit loans help me to re-establish or fix my credit?
Yes...all of our lenders report to the credit bureaus. As you make regular monthly payments this activity is reported to the credit bureaus and your credit will slowly improve.
